Last Updated: June 3, 2024

Baccarat is one of the oldest card games in any casino. At first glance, the game appears intimidating, perhaps because of its James Bond movie setting, but it is straightforward. While playing Baccarat is fun, playing in a casino that supports Bitcoin and other cryptocurrencies makes the process even more enjoyable.

In this Bitcoin Baccarat game guide, you will learn all you need to know about this intriguing game of cards, including its history, the benefits of using a crypto casino for Baccarat, and how to start playing Baccarat with Bitcoin.

# Casino Rating Bonus
1 Read Review 100% deposit bonus up to 5 BTC + 100 free spins Visit
2 Read Review Exclucive offer for our players 175% EXCLUSIVE BONUS on 1st Deposit Visit
3 Read Review Up to 600% on first deposit with crypto and 150 free spins Visit
4 Read Review 6BTC OR 1200$ WELCOME OFFER! Only 30x Wagering Requirement! Visit
5 Read Review Exclusive 10% Rakeback And 200% Welcome Bonus Up To $1000 In Crypto Visit
6 Read Review Welcom Bonus 100% up to 1 BTC + 25 Free Spins Visit
7 Read Review 100% deposit bonus on your first crypto payment Visit
8 Read Review Welcome Package of up to $500 or 5 BTC + 180 spins Visit
9 Read Review 200% Crypto Bonus: 150% Sportsbook + 50% Casino Visit
10 Read Review 275% deposit match bonus package Visit

Quick Navigation

Playing Online Baccarat: A Brief History

The origin of Baccarat is unclear, but many sources argue it dates back to the 1400s. It was a popular game among the upper class and nobles in medieval Italy. Felix Falguiere (Falguierein) invented the game, and he named it “baccara,” meaning zero in Italian because the value of the “tens” and “face” cards was zero.

Some people believe that Falguiere created the game from the old Etruscan tale of a virgin whose fate was tied to the outcome of a nine-sided die, although another group claimed that the girl in the story was pregnant.

Regardless, if the result were eight or nine, she would be deemed a priestess. If the outcome were six or seven, she would be allowed to live but prohibited from religious ceremonies and rituals. Lastly, if the outcome were lower than six, she would be thrown into the sea.

While the story seems scary, it formed the initial rules of Baccarat. So instead of being thrown into the sea, anyone who gets under six loses the game.

Today, Baccarat is one of the most popular card games in brick-and-mortar casinos and online betting websites. The game has many variations, but the popular versions are punto banco, baccarat chemin de fer, and baccarat banque (or à deux tableaux).

Why Play Baccarat With Bitcoin?

Nowadays, thanks to smartphones and the internet, people don’t necessarily need to go to Las Vegas to wager on Baccarat.

Online casinos have been around for a while, allowing players to bet on their favorite card games from the comfort of their homes. But bitcoin and cryptocurrencies have made betting even easier and quicker.

Playing Baccarat with Bitcoin comes with several benefits, including:


Cryptocurrencies help to protect your identity from prying eyes. Using bitcoin or other crypto assets for transactions does not require you to provide personal information such as your name, address, and phone number. All you need is a crypto wallet.


Although regular online casinos offer bonuses to players, crypto casinos often offer higher bonuses. Playing Baccarat on a casino that accepts cryptocurrencies exposes you to many mouthwatering rewards and promotional deals. For example, some Bitcoin Baccarat casinos offer up to 7 BTC bonuses to new and existing players.

Faster payment processing

Crypto transactions are faster than traditional payment methods like wire transfers. On average, bitcoin payments are processed in under one hour, while for other cryptocurrencies such as Ethereum (ETH) and Solana (SOL), it takes only a few seconds.

This makes crypto casinos perfect for anyone who wants to get into action immediately without waiting hours or days for the bank to process their deposits or withdrawals.

Lower Restrictions

Many crypto casinos accept players from all over the world, but the same cannot be said for regular online betting websites. Even if you’re from the United States, you will find some regulated and unregulated crypto casinos where you can play Baccarat with Bitcoin.

Baccarat Rules and How to Play

Understanding the rules and elements of Baccarat is very important if you want to play this game. This section covers the basic rules you need to know to get started.

The Dealer

The dealer is responsible for distributing or “dealing” the cards to players in Baccarat or other card games. The dealer also ensures that players follow the rules of the game.

The Table

Every Baccarat game has a table consisting of the dealer’s area and seats for players. The seats at the table range from seven to 14, depending on the variant of the game. Online Bitcoin Baccarat casinos use animated tables with real number generators, but live dealers stream directly from the studio to give players a real-life experience.

It’s important to note that only two hands of cards are dealt in this game, regardless of the number of players involved. These hands are known as Player and Banker, and each has its rules, which we will cover later in this guide.

Baccarat Cards and Points

Playing Baccarat requires multiple decks of cards, but the number of decks used depends on the game variant. Nonetheless, the most frequently used number of decks is between six and eight.

Each deck consists of 52 cards, meaning a 6-deck Baccarat game has 312 cards while an 8-deck variant has 416 cards. It is important to note that the number of decks and cards slightly affects the odds in Baccarat and every game of cards.

Furthermore, each card has a value or point, and the card type determines that. Let’s go through them:

Tens and Face Cards: Tens are cards numbered ten, while face cards are those with pictures of a face. In Baccarat, all tens and face cards have zero points. Face cards are sometimes called “The Court,” consisting of kings, queens, and jacks.

Aces: These are cards marked A, which are worth one point.

Other Numbered Cards: These are cards with numbers between two and nine. Unlike the other categories of cards in the deck, these cards are worth their face value. In other words, a card numbered two is worth 2 points, while a card numbered seven is worth 7 points.

Note: In a 52-cards deck, you will find four aces, 12 faces, and 36 cards numbered from two to ten (each number has four cards).

Adding points in Baccarat

Adding points in Baccarat is straightforward once you understand the different types of cards and their value. As mentioned earlier, tens and face cards have zero points, ace has one, and other numbered cards have their numerical value.

In Baccarat, once the point goes above nine, the digit number automatically becomes the hand’s value. For example, 10 becomes 0, 11 becomes 1, 12 becomes 2, 13 becomes 3, and so on.

This means that a hand of an 8 and 9, which sums up to 16, automatically becomes a 6-point hand. The hand with a value closest to 9 wins the bet. It is important to note that any hand with a total point of 8 or 9 gets a “natural win.” However, if both hands get an 8 or 9 as total points, it’s a tie.

Baccarat Hand Rules

Once the game starts, the dealer distributes two cards to the Player’s hand and two cards to the Banker’s hand. Now, if neither hand has a total point of eight or nine, a third card could be dealt, depending on the total value of the player’s hand.

Player Rules

The player’s hand draws a third card if its total point from the first two cards is between zero and five. However, no additional card is drawn if the first two cards total six or seven. And as mentioned earlier, if the player’s hand totals 8 or 9, it’s a natural win unless the Banker’s hand gets the same value.

Banker Rules

The Banker’s hand follows the same rules above if the player’s hand stays with two cards. However, there are more complex rules for the Banker’s hand if the player’s hand draws a third card.

Top 10 Bitcoin Casinos To Play Baccarat in 2022




  • check


    Perfect For Live Dealer Online Casino

  • check


    Reliable And Regulated Bitcoin Casino

  • check


    Offers Several Limits To Encourage Responsible Gaming




  • check


    Supports both FIAT and cryptocurrency deposits and withdrawals

  • check


    Features More Than 2,000 Top-Level Games From 79 Leading Gaming Software Providers

  • check


    Supports Multiple Languages




  • check


    Easy Registration Process

  • check


    24/7 Availability Of Support Through Live Chat And Telegram

  • check


    E-gaming License From The Netherland Antilles




  • check


    Advanced UI/UX, Award-Winning Bitcoin Casino

  • check


    Excellent customer support

  • check


    Players Can Play Games Without Wagering Real Money




  • check


    Crypto-Focused Casino Game Portfolio

  • check


    Reliable And Regulated Bitcoin Casino

  • check


    Comprehensive Games Lobby




  • check


    Lucrative Casino Bonuses and Promotions

  • check


    Greate And Innovative Graphics And Casino Layout

  • check


    All Games Are Developed By Leading Software Providers







  • check


    One Of The Oldest Crypto Casinos Around - A Proven Provide

  • check


    Supports Both Fiat And Cryptocurrency Payment Options.

  • check


    Accepts US-Based Players




  • check


    Regulated under Curacao gambling laws

  • check


    Features casino games and sportsbooks

  • check


    Professional and friendly customer support




  • check


    Supports fiat and crypto payments

  • check


    Solid reputation since 1994

  • check


    Mobile-friendly and easy to use casino







  • check


    Higher Sports Betting Odds Compared To Competitors

  • check


    Simple, Modern Interface

  • check


    Customer Service Is Quite Efficient And Responsive;
    Live Chat For Instant Response

Baccarat has three bet types: Banker, Player, and Tie. Bettors often wager on the Banker or Player options, and you will understand why as you read.

Banker Bet

Banker bet is a favorite among Baccarat players because it has the lowest house edge compared to other options. When players wager on this option, they are betting that the Banker’s hand will win. However, since this bet type favors players, casinos usually charge a commission for every win, and the commission percentage varies among casinos and the game version.

Player Bet

This section is the second-best choice for players. When players wager on this option, they bet that the player’s hand will win. Although the house edge in this section is higher than the Banker bet, it is lower than the Tie bet. However, unlike the Banker bet, the Player bet does not attract commission if it wins.

Tie Bet

The third bet type in Baccarat is the Tie bet. When players wager on this option, they bet that the Banker hand and the Player hand will have the same outcome. This section has an enticing payout compared to the other bet options. However, the house hedge is incredibly high; hence it is not recommended for players.

Baccarat Bet Payouts

Banker’s Hand: As a winner, the Banker’s hand pays even money or 1:1. In other words, if you wager $15 and win, it pays $15 minus the casino’s commission.

Player’s Hand: As a winner, the player’s hand also pays even money, with no commission. So if you bet $15 on this hand, and it wins, you get $15 plus your original betting amount.

Tie: A win in this section pays 8:1. So if you bet $15 on this hand and win, you get $120 plus your original betting amount. As you can see, the Tie bet offers a more attractive payout, but the odds of winning is 9.6%, which is incredibly low compared to the 45.8% and 44.6% of the Banker’s hand and the player’s hand, respectively. Betting on a Tie is more or less a losing proposition.

Baccarat Strategies

Many gamblers use the Martingale System and the Fibonacci Strategy when playing Baccarat. However, using a betting system does not increase the game’s odds.

The Martingale System

This is quite a simple Baccarat strategy, requiring you to double your wager after losing until you win. Once you win, you then start again with your original bet amount.

Here’s an example of the Martingale system

  • You wager $2 and lose (-$2)
  • You wager $4 and lose (-$6)
  • You wager $6 and win ($0)
  • You wager $2 and lose (-$2)
  • You wager $4 and win (+$2)
  • You wager $2 and win (+$4)

In the example above, the win and loss ratio is 50/50, which is quite common in Baccarat. However, you end up having a $4 profit on your payroll because of the Martingale system.

The Fibonacci Strategy

This strategy uses a number sequence known as the Fibonacci Sequence. Some bettors prefer this system because it is less aggressive compared to Martingale. The Fibonacci sequence is 1 1 2 3 5 8 13 21 34 55 89 and continues as far as you need by summing the previous two numbers to get the next number (1+1=2, 1+2=3, 2+3=5, 34+55=89, and so on). Each number in the sequence represents a unit.

Here’s an example of the Fibonacci strategy, assuming you decide to stake $2 per unit.

  • You wager 1 unit and lose (-$2)
  • You wager 1 unit and lose (-$4)
  • You wager 2 units and lose (-$8).
  • You wager 3 units and lose (-$14)
  • You wager 5 units and win (-$4). Move back two numbers in the sequence for the next wager.
  • You wager 2 units and win ($0). Start all over with the first unit.

Baccarat Tips

Although Baccarat is a game of luck, understanding certain things can help you develop a strategy to improve your overall gameplay. Here are three essential Baccarat tips you should know.

  1. Avoid Betting on the Tie: As stated before, the Tie bet option offers a handsome payout, but the odds of getting a tie in Baccarat is 9.6%. Although some experts raised the probability to 14.4%, the odds are still not in your favor.
  2. Eyes on the Bank: Experts believe that the Banker’s hand usually gets more winning streaks, so watch it closely. Just don’t be too obsessed with it.
  3. Don’t go all in: Avoid going all-in when playing Baccarat or any casino game. You could lose all your money doing so because it is a game of chance; anything can happen.

Bitcoin Baccarat: How to Start Playing?

Now that you know how Baccarat works and some betting strategies and tips to improve your gameplay, you’re ready to start playing.


The first step is to decide how much you are willing to spend on your betting adventure. Setting up a betting payroll will help you manage your risks to a great extent. Some players don’t set a payroll before playing, and they end up losing a significant amount of money.

Choosing the Best Crypto Casino

Once you have set your budget, the next step is finding a crypto casino that supports Baccarat. When searching for the best Bitcoin Baccarat casino, consider factors like the casino’s regulatory status, accepted cryptocurrencies, game categories, bonuses, and customer service. Choosing the right crypto betting website will contribute to your success, so it’s best to spend some time on due diligence.

Crypto Wallet

After signing up for a Bitcoin Baccarat casino, you need a crypto wallet to send, receive, and store your funds. There are many crypto wallets to choose from, and some of the most popular ones include Trust Wallet, Exodus Wallet, and Coinbase Wallet.

How to Play Baccarat in 4 Easy Steps

So to get started, you will just need to drag-n-drop the How-to Schema block in the Gutenberg editor.

4 Easy Steps to Start Playing Baccarat

Create a game plan:

Set a budget on how much you want to spend on betting. Sticking to your bankroll is vital for risk management. Know when to call it quits.

Place your bet:

In card games, players must place their wager before the cards are dealt. As mentioned earlier, you have three-bet options: the Player’s hand, Banker’s hand, or a Tie.

Understand how the cards are dealt:

As stated before, two cards will be initially distributed to Banker’s and the player’s hands. However, a third card can be drawn, depending on the outcomes of the first two cards.

Understand points and the winning hand:

Understanding how points work and identifying the winning hand is crucial in Baccarat. Once you place your bet and the cards are dealt, the winner is the hand with a value closest to 9. Remember, any hand with a total of 8 or 9 gets a natural win, but if both hands get a total of 8 or 9, it’s a tie.


Baccarat is a thrilling card game found in many online casinos. Playing Baccarat with bitcoin and other cryptocurrencies offers you many benefits, including massive bonuses, privacy, and fast payments. While Baccarat has several strategies, keep in mind that it is a game of chance, meaning you need some luck to win like the woman in the old Etruscan folklore.

About the Author

Mandy Williams is a freelance writer and a Bitcoin fanatic. Mandy believes in the disrupting power of cryptocurrencies and blockchain technology; hence she's on a mission to help spread the good news about the crypto industry. As a hobby, she loves to play online poker and currently pursuing a career in marketing. Contact Mandy: Twitter